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A dwelling and personal property flood policy offers protection for damage or losses up to the limits spelled out in your personal flood policy. Coverage includes:
Home coverage
Personal property
The definition of a flood per the National Flood Insurance Program and FEMA is:
A general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land area or of 2 or more properties (at least one of which is the policyholder’s property) from:
Source: floodsmart.gov
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