Tom Kriby, VP, Client Development and Partnerships at Westwood Insurance Agency, shares how rising insurance costs and coverage availability are creating challenges for builders and homebuyers alike. In this article, he examines the growing role insurance plays in affordability, closing timelines, and the overall customer experience. The solution: embedded insurance. By bringing insurance into the conversation earlier, builders can help reduce uncertainty, improve transparency, and create a smoother path to homeownership.
As Seen in The Builder’s Daily: The Insurance Challenge Builders Face in the 2026 Spring Housing Market


